![]() Mortgage refinance loans: rate and term, cash out, and streamline.Loan Programs Offered by Optimum First Mortgage Optimum First Mortgage says it can fund loans within 20 days, assuming market conditions are normal (not too busy). It should allow you to complete most of the process electronically.Īdditionally, once submitted you’ll be able to track loan progress and opt-in to alerts to stay in the know. Ultimately, it doesn’t make a lot of sense to apply until you know a price, just like anything else you’d purchase.Īnyway, their digital loan application, known as SmartApp 1003, is powered by LenderHomePage. ![]() Once you’ve done that and you’re happy with what they’re offering, you can apply via the website. You can either research individual loan officers first (via Zillow and other reviews), or just pick a name at random.Ī better suggestion might be to research their loan officers, then call and ask to speak to your desired individual, then get some mortgage quotes from them. While you don’t need to speak to a human to begin the secure online mortgage application, they do ask that you select a loan officer from a drop-down list first. To get started, you can either head over to the Optimum First Mortgage website or simply call them up on the phone. They say most of their loans fund within 20 days during typical market conditions.Their digital mortgage loan application is powered by LenderHomePage.But you need to select a loan officer first to get started.You can apply directly from their website without human assistance.How to Apply for a Home Loan with Optimum First Mortgage It’s unclear if they plan to expand to additional states, or if they’re happy focusing on a smaller chunk of the country. So unlike a retail bank that might just have one set of rates, they can shop on your behalf to ensure your rate is competitive enough to stick with them.Īt the moment, they’re licensed in 14 states, including Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Michigan, North Carolina, Ohio, Pennsylvania, Texas, Virginia, and Washington. They also have the advantage of brokering out loans via their wholesale lender partners, and say they’ve got about 30 different rate sheets at their fingertips to find the right home for your mortgage. In short, because they originate more home loans, they’re happy to earn less per loan and make up for it by simply closing more loans. Optimum First Mortgage is a direct-to-consumer mortgage lender based in Fountain Valley, California, which is situated pretty close to Huntington Beach.Īs noted, they claim to be #1 when it comes to mortgage rates and customer service, which they claim is possible because of their high volume of business. Licensed to lend in 14 states nationwide.Employs roughly three dozen loan officers.Claims to offer the lowest rates in the industry and top customer service.Also able to broker out loans via its wholesale lending partners.Offers home purchase loans and mortgage refinances.Founded in 2008, headquartered in Fountain Valley, CA.It’s a bold claim (or two), but based on their stellar reviews from past customers, they might be on to something. The Southern California-based mortgage lender isn’t afraid to say it has the lowest rates in the industry, or the best customer service. Suitable for a variety of window types, top-hung windows, hopper window, awning windows, side-hung windows, skylights, etc.You’ve got to pretty confident to say you’re #1 in both price and customer service, but that’s exactly how “Optimum First Mortgage” describes itself.The power supply is plug design, DC24 working voltage, no wiring, convenient and safe.Extra rain sensor and wireless wall switch can be worked with window opener.Tuya smart(smart life) app can control a variety of IR and RF household electrical appliances, such as air conditioners, TVs, set-top boxes, fans, doors, gates and other household appliances.Adjustable and memorable opening and closing distance, Max.Built-in Tuya app program, which can be connected with Alexa, Google home and Siri.Tuya Smart Electric Window Opener Features When the opening and closing strokes are set for the first time, the program will be automatically memorized, and you can reset it according to your needs later. Tuya smart window opener also has a stroke memory function. If you want to fully open or close, half open or half closed, and any other percentage can be adjusted, the maximum of the window opening stroke can be customized. The opening and closing distance of the window can be set in the Tuya smart app. From the experience, many customers reported that their windows are closed too tightly, which may damage the windows. The new tuya smart window opener solves this problem. These are the smart features of the device. And this window opener also supports connecting Amazon Alexa and Google Echo, Siri of Apple mobile phone.
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